Most people have never taken the time to examine their automobile insurance policy and figure out what all the different charges mean. After you have had a policy for a while, it is easy to just let time pass and forget all about it. Still, car insurance is not cheap. Therefore, it may be in your best interest to look through your policy and see if there are ways that you can save some money. The following advice can help you during that process.
First, take a look at your deductible. If it is set at 250 dollars, or even 500 dollars, it may be possible to raise it up and save a bit of money each year. Still, take care when deciding to make this change. If you get into a car accident, and it is determined that you were at fault, you will have to pay the deductible out of pocket. Don’t raise it so high that you can’t afford the charge if the time comes.
If you are in the market for a new vehicle, pick one that is not too flashy. Read the rest of this entry »
In our high-tech world, there are more and more instances of driver distractions that contribute to car accidents, some of them fatal. According to the National Highway Traffic Safety Administration, in 2008, there were an estimated 6,000 deaths and 500,000 injuries attributable to distracted driving. If anything, the actual number is likely higher because distractions can be hard to quantify and the true number of accidents caused by driver distractions is difficult to define. Read the rest of this entry »
Besides graduation day, the day a teenager gets their driver’s license is one of the most important days of their lives. It’s something they’ve looked forward to for years, that feeling of freedom once they hit the open road. Unfortunately, parents don’t always share the same vision. As your child begins to get behind the wheel, there are some things you can do as a parent to help maintain your child’s safety, and your sanity. Read the rest of this entry »
Those currently shopping for auto insurance are finding themselves in a good position. According to recent data from Insurance.com, rates are at 2 year lows.
“This is great news for the growing number of savvy drivers shopping and comparing car insurance quotes,” says Rob Klapper, CEO, insurance.com. “They know there is always a chance to save big because rates constantly change for various reasons – from events in the driver’s personal life, like buying a home or having a birthday, to fluctuations in the insurance market.” Read the rest of this entry »
In case you are like countless other individuals in the United States, you’re probably pinching some serious pennies right now. During these challenging times, everybody is looking for creative strategies to save some money. This is one method to hang onto your dollars: give some thought to walking to work or even the store rather than driving. You’ll cut fuel costs and get a little exercise – plus you might also be eligible for a valuable discount on your car insurance. Read the rest of this entry »
If you live in in a big city, possessing a car is usually both expensive and a hassle. Getting a parking place might rival locating Osama Bin Laden in its difficulty. Spending money on parking can leave a major hole in your pocket book. Because of the large number of drivers on the highway, car insurance prices are usually higher in big cities. Gas mileage is reduced during city driving because of the relatively slow speeds and regular stops. As a result, many city residents are saying no thanks to car ownership and relying upon other options. Mass transit continues to be an important choice, however a relatively new idea is taking hold in a few U.S. cities: car sharing. Read the rest of this entry »
Auto insurance is one of those expenses that many people simply accept as fixed but that is often not the case. There are many things that you can do to get a more affordable rate on your coverage. The tricky part is that most brokers and agencies don’t really advertise many of the discounts you could qualify for. Read the rest of this entry »
It seems that car insurance rates are always changing. Actuaries are constantly calculating insurance rates and determining who poses a threat and who does not. One way to determine if somebody is a threat is by looking at the type or number of driving tickets that person has. A person without any tickets is presumed to be a safe driver, and therefore poses less of a risk to the company. A person who has a lot of tickets is thought to be a non-safe driver and therefore poses a high risk to the company. It is important for people to know how tickets could affect their insurance rates. Read the rest of this entry »
You can secure inexpensive auto insurance in many different ways. If you reduce your insurance premiums, you will have an easier time managing your finances. Follow these tips if you want to find inexpensive auto insurance. Read the rest of this entry »
For the most part, many of us like to attend parties, go to the movies, and shop at our favorite store or grocery store. There’s one other thing we must make sure we take car of while were on the road, and that’s car insurance. Shop around to find the right company that best fits your standards and could really save you money big time. With so much technology and using the ‘world wide web’, you can find just about any rate you’re looking for. Many car insurance companies love to give free quotes. In fact there are multiple sites, including ours, that offer multiple quotes from multiple companies in all in one site. Read the rest of this entry »