123InsuranceQuotes.net Blog

Over your lifetime, just think about how much money you’ll spend on insurance premiums.  Whether it’s auto insurance, health insurance, or any other policy, those premium checks can really add up.

If you’re looking to save on your auto insurance premiums, what can be done?  Are you taking advantage of these discount opportunities:

1. Vehicle Safety Features – Is your car equipped with anti-lock brakes, airbags, or anti-theft devices to name a few?
2. Multiple Insured Cars – Do you have  several cars insured with the same insurer?
3. Affinity Discounts – Are you a member of an association that offers its members discounts on various … Continue Reading
   

With so much attention on gas prices, many Americans have cut back on their driving to save money. However, less driving can actually lead to another savings opportunity, paying less on your car insurance. If you have cut back on your driving lately, it’s a good idea to contact your agent or insurance company.

Consumers who are now utilizing public transportation or participating in car pools stand to save, because reducing the number of miles driven could lower the cost of their car insurance premiums.

Many insurers offer low mileage discounts to insureds who put fewer than 7,000 miles a year … Continue Reading

With the economy stuck in a downward rut, consumers all across the country are cutting back and trying to save wherever possible. Unfortunately, most never consider that they could be throwing money out the window by overpaying on car insurance.

If you’re wanting to save on your auto insurance, stay clear of these common car insurance mistakes:

Mistake #1: Not shopping around for the best car insurance quote.

If you choose the first quote that comes your way, you could be overpaying. It’s worthwhile to shop around and find the best deal available. When it’s time to renew, it’s all too easy to … Continue Reading

If your teen is ready to get behind the wheel, it’s time to think about your car insurance options.  While a mind-numbing thought for most parents, with a little research and careful planning you can certainly obtain affordable car insurance for your teenager.  Let’s review some ways to reduce the cost of your teen’s auto insurance.

Driver Training

Most teens opt for driver’s education programs offered at their school, and thankfully many car insurance companies offer discounts to drivers who complete a driver’s education course successfully.  Also, driver’s education provides proper behind-the-wheel training for your teen.  The instructor can teach all … Continue Reading

Nobody looks forward to insurance shopping, and once coverage is secured it’s all too easy to forget about it.  But this mindset can be big mistake.  Your insurance requirements will change over time, and you need to review your coverages periodically to ensure they are still providing sufficient protection.

Reviewing your coverages, which should include an auto insurance quote comparison, on a frequent basis is an excellent way to not only save money, but gain peace of mind.  Even if your analysis confirms no changes are necessary, you will have the satisfaction of knowing you are adequately protected.  Otherwise, if … Continue Reading

Auto insurance can be a large expense in a family’s budget, and it makes sense to look for ways to reduce the cost. In addition to shopping for a better deal, some car owners may look at all the coverages they’re paying for and wonder if they need them all. One coverage that often has a big price tag is collision coverage – the coverage that pays to repair or replace a vehicle that has collided with another car or object. If the owner still owes money on the car loan, the bank will require her to keep comprehensive … Continue Reading

With the soaring cost of gasoline, many people are seeking more economical ways of getting around. Increasingly, people are car-pooling or taking the bus. Many city dwellers rely solely on mass transit and taxis to get around; they rent cars whenever they need to take longer trips. In at least 20 American cities, car-sharing clubs have sprung up. These clubs own vehicles that are available for hourly rentals to club members. The idea is to give people who occasionally need a car access to one without the cost and inconvenience of ownership.

In all of these circumstances, people retain the option … Continue Reading

Do you dream of making heads turn as you cruise around town in a beautifully restored vintage roadster? Have your eye on a classic convertible that brings back fond memories of your high school days? Whether you’re planning to buy a sporty 1960’s classic or a rare vintage vehicle that was produced more than 100 years ago, you’ll need to find the right insurance to cover your unique dream car.

A car you can appreciate

Unlike modern cars, restored classic cars actually appreciate in value as they grow older. That’s exactly why you shouldn’t cover one of these unique vehicles with standard … Continue Reading