Vermont Auto Insurance Requirements

The state of Vermont requires two different types of insurance in order to legally drive on public land and state highways. You must be covered by liability insurance and also uninsured/underinsured motorist insurance. These types of insurance are required for many other states as well so meeting with Vermont’s requirements could put you in compliance with several other state laws which would make traveling across the country much safer for you and your family.

Vermont’s government requires that each driver carry a minimum of $25,000 for one person bodily injury with a total amount of $50,000 for total bodily injuries per accident. You must also carry a minimum of $10,000 of property damage coverage per accident. The uninsured/underinsured motorist coverage must have a minimum bodily injury liability of $50,000 for one person with a total of $100,000 for multiple people. Keep in mind that these are only the minimums to drive legally in the state and are not the recommended levels of coverage.

You must comply with these regulations in order to drive legally in the state of Vermont. Failing to comply could result in several different consequences. You must provide proof that you are insured to at least these levels upon demand. You must have this proof before the state will issue you registration for your vehicle. You could be fined up to $100 for not having sufficient proof of this type of insurance coverage.

If you have a lapse in your insurance coverage the state of Vermont could potentially suspend your registration and possibly revoke it depending on the length of time you go without sufficient coverage. The state may ask for this type of coverage at any time in order to ensure that you are covered at all times.