Wyoming Auto Insurance Requirements

The state of Wyoming requires that you have sufficient insurance coverage before registering your vehicle. Insurance companies have become very competitive and may offer different rates, so it is important that you check the rates of several companies before making your final purchase so you are getting the most for your money. Insurance is a big expense but well worth it in the event of an accident or if you get pulled over in the state of Wyoming for another type of driving offense.

State laws in Wyoming require you to carry at least $25,000 of liability coverage for bodily injury, $50,000 of liability coverage for multiple bodily injuries, and no less than $20,000 of personal property damage coverage per accident. There are only the minimum requirements to drive legally in the state of Wyoming and not necessarily the recommended amount. Insurance experts agree that it is generally best to be insured for much more than just the state required minimum.

You must carry proof of this insurance with you at all times when your vehicle is in operation. Your glove box is a convenient place to store your insurance and other documents required to be shown if you are stopped by a law enforcement officer. If you do not carry this proof of insurance with you the officer could cite you with a moving violation.

The state of Wyoming will fine you for your first offense at least $250. The fine amount goes up the longer you go without insurance. If you are stopped for a second offense the fines will be much greater. You could also be sentenced to jail time if you continue to drive without insurance coverage. Keeping your insurance policy current and keeping a valid insurance card with you in your vehicle is the best way to avoid these fines and other possible consequences.